Company Description UCEDC is a private, nonprofit statewide economic development corporation dedicated to supporting small business growth and job creation across New Jersey. Since 1977, the organization has provided lending, free and low-cost training, and guidance on government procurement opportunities to start-up and established businesses. As a Community Development Financial Institution (CDFI) and SBA lender, UCEDC offers financing from $5,000 to $5 million, including SBA microloans and 504 commercial real estate loans, with a focus on borrowers who may face barriers to conventional credit. Through partnerships and its APEX Accelerator, UCEDC delivers workshops, mentorship, and counseling that help businesses improve financial literacy and access federal, state, and local government contracts. The organization has a strong track record of impact, having loaned over $20 million and supported thousands of entrepreneurs in securing significant government contracts.
Role Description The Loan Officer is a full-time, role based in Cranford, NJ. This position is responsible for originating and underwriting small business loans, including SBA and other UCEDC lending programs, in alignment with organizational policies and community development goals. Day-to-day responsibilities include meeting with prospective borrowers, assessing creditworthiness, analyzing financial statements, and preparing complete loan packages for review and approval. The Loan Officer will guide applicants through the lending process, provide clear explanations of loan terms and requirements, and collaborate with internal teams to ensure timely closing and accurate documentation. The role also involves maintaining relationships with community partners, participating in outreach events, and supporting borrowers with ongoing guidance to promote business growth and successful loan performance. The position reports to Director of Microlending.
Qualifications
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